The TAC will not automatically cover you if you are injured or die while taking part in an organised race or speed trial. This includes a person who is:

• the driver of or a passenger in a participating vehicle
• a spectator at the event
• an official or organiser of the event
• assisting the competitors in any way at the event
• assisting in the holding of the event.

For more information see the TAC's Motor Sports Accidents policy.